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FalconPay

Backed by CBN licensed partner banks

Send ₦ in seconds.Pay the light bill before you close the app.

One balance for the money you move and the bills you settle — transfers to any Nigerian bank, plus data, airtime, DStv, electricity tokens and betting top-ups.

Get the appSee how it works
Download on theApp StoreGet it onGoogle Play

Banking services provided by CBN licensed partner banks.

  • CBNLicensed bank partners
  • NDPRData protection
  • NIBSSInstant payments
  • BVN / NINVerified identity

What you can do

The money app and the bills app, finally the same app.

Five things Nigerians do every week. One balance, one PIN, no switching between apps to get any of them done.

  • Send & receive ₦ instantly

    Move money to any Nigerian bank account, or to a FalconPay tag, and watch it land while you’re still on the screen.

    Every bank. Day and night.

  • Data & airtime

    Top up MTN, Airtel, Glo or 9mobile for yourself or anyone in your contacts.

    All networks. Any amount.

  • Cable TV

    Renew DStv, GOtv and Startimes before the screen goes blank on you.

    Every package. Instant activation.

  • Electricity tokens

    Buy prepaid units for your disco and get the token back in seconds.

    Prepaid and postpaid. Token in-app and by SMS.

  • Betting top-ups

    Fund your betting wallet straight from your FalconPay balance in a couple of taps.

    Major platforms. Instant credit.

Getting started

Three steps, and most of them are the bank’s job.

Verification is the only part that asks anything of you, and it is the part that keeps everyone else out of your account.

  1. 01

    Verify

    Enter your BVN or NIN and take a selfie. Most accounts clear in under five minutes, and you get your own account number the moment they do.

  2. 02

    Fund

    Add money by bank transfer from any Nigerian bank, straight to your FalconPay account number.

  3. 03

    Pay anything

    Send ₦ to anyone, buy data, clear the light bill, renew DStv — all from one balance, with one PIN.

Security & compliance

Your money sits behind a bank licence, not a promise.

FalconPay is regulated infrastructure with an app on top of it. Here is exactly what stands between your balance and everyone else.

  • A licensed bank holds the money

    Customer deposits sit with partner banks licensed by the Central Bank of Nigeria. FalconPay is the app; the bank is the vault.

  • Verified identity on every account

    BVN or NIN verification with a liveness check before an account can move a single Naira. No anonymous wallets, no borrowed identities.

  • Encrypted end to end

    TLS 1.3 in transit and AES-256 at rest. Your identity documents and transaction history are encrypted before they ever reach storage.

  • Fraud monitoring that doesn’t sleep

    Every transaction is scored in real time. Anything that breaks your pattern is held for review and you hear about it immediately.

  • NDPR-aligned data handling

    We collect what regulation requires and nothing extra. Your data is never sold, and you can request an export or deletion from the app.

And the controls you hold yourself

  • Biometric unlock on every session
  • A transaction PIN that only you set
  • Freeze your account instantly from the app
  • Login alerts on every new device
  • Device-level session revocation

Suspect something is wrong? Freeze the account from the app first, then talk to us. Support answers around the clock.

Traction

Money that moves when people need it to.

Processed to date
₦800B+
Verified accounts
12,000+
Transfer uptime
99.99%

Open an account tonight. Send money before the kettle boils.

Verification takes minutes. After that, every transfer, top-up and bill runs from the same balance.

Download on theApp StoreGet it onGoogle Play

Banking services provided by CBN licensed partner banks.